Engagement

Full Application Pack Audit

A line-by-line financial review of your loan, facility, or funding application pack before it reaches the credit committee or grant desk.

From THB 28,000 per pack

Who this is for

Owners, finance managers, and advisors in Thailand who are about to lodge a credit facility request, term-loan pack, or equity funding submission and want an independent eye on the numbers and the story they tell.

What you walk away with

A marked-up pack, a written findings memo, and a prioritized fix list so you can correct gaps before the decision-maker opens the file — not after a polite decline.

Scope

Included

  • Review of financial statements, cash-flow forecasts, and debt-service schedules in the pack
  • Cross-check of figures between narrative sections, annexes, and source worksheets
  • Flagging of covenant language that contradicts the projections
  • Collateral and security description consistency check
  • Written findings memo with severity ranking and suggested corrections
  • One clarification call after you receive the memo

Not included

  • Preparing the application from scratch or rewriting the full narrative
  • Acting as your advocate with the bank, funder, or committee
  • Formal assurance opinions under Thai or international audit standards
  • Legal opinions on security documents

How the engagement runs

  1. Scoping call

    We confirm the facility type, decision deadline, and which schedules sit inside the pack.

  2. Document intake

    You share the pack and source worksheets under a short confidentiality note. We confirm completeness within one business day.

  3. Desk review

    We walk the numbers against the narrative, mark inconsistencies, and test whether the repayment story holds under modest stress.

  4. Findings memo

    You receive a written memo, annotated schedule notes, and a ranked list of fixes before your submission window.

Duration
Typically five to eight business days after a complete pack arrives
Delivery
Remote desk review with optional in-person handoff in Chiang Mai or Phuket by arrangement
Preparation
Provide the full draft pack, source spreadsheets, and the lender or funder checklist if one exists. Flag any figures still under negotiation.
Pricing basis
Fixed fee from THB 28,000 based on pack size and number of entities

We pause work if material schedules are missing; rush slots within three business days carry a surcharge and are confirmed only when capacity allows.

Schedule a scoping call